top of page

Comprehensive Approach

While most financial planners focus solely on investment management, MFS provides comprehensive, commission-free or fee-only financial planning services across a myriad of financial and tax topics. We only operate in the best interest of our clients, eliminating the inherent conflicts of interest that can exist in the financial industry.

Achieve Financial Independence

Build and Preserve Your Personal Wealth

MFS provides individual guidance to clients on an annual retainer basis to ensure that all aspects of their financial life are in proper order and align with their long-term goals. The Financial Planning process involves many topics, including goal setting, investment counseling, income tax planning and preparation, retirement planning, insurance counseling, and estate planning.

Achieve Your Investment Goals
We will help identify the steps needed to maximize investment returns and minimize risk, while increasing predictability of your investment returns.

Pay for Your Child's College Education

Get an accurate estimate of the amount of money you will need in the future by analyzing your current assets, financials, and risk tolerance. MFS can also help you address any potential shortfalls, and develop an optimal savings plan.

Protect Your Family

If you become disabled, will you have enough money in your emergency fund? We can help you objectively review your life, disability, health, home, and auto insurance to ensure you are adequately covered. 


Tax Planning, Preparation, and Audit Representation 

For Individuals and Small Businesses

Today’s tax laws are so complicated that it's easy to overlook deductions and credits to which you are entitled. At MFS, we go beyond tax compliance and proactively recommend tax saving strategies to maximize your after-tax income. As a result, you can expect to pay the lowest amount of taxes allowable by law because we continually look for ways to minimize your taxes throughout the year, not just at the end of the year.

At MFS, we make it a priority to enhance our mastery of the current tax law, complex tax code, and new tax regulations by attending frequent tax seminars. 

Tax Planning

Planning is the key to successfully and legally reducing your tax liability. We recommend legal, tax-saving strategies that help you…

  • Defer income so you can keep your money now and pay less taxes later

  • Reduce taxes on your income so you keep more of what you make

  • Reduce taxes on your gifts so you can give more

  • Reduce taxes on your investments so you can grow your wealth faster

  • Reduce taxes on your retirement distributions so you can retire comfortably

  • Reduce taxes on your estate so your family keeps more of what you made

Tax Preparation

Even if you use a software program there is no substitute for the assistance of an experienced tax professional. When you work with MFS, here’s what you get…

  • 100% Audit Protection Guarantee for returns prepared by MFS

  • Dedicated, face-to-face meeting to review of your return

  • Strategies to further reduce income tax liability

  • A double-check of the return using our computer software to identify potential problems the IRS may look for to limit IRS contacts

  • The option to file electronically so you can get a refund faster

  • Discover potential deductions to limit your tax liability for next year

  • If applicable, how to adjust payroll withholding to get more money back each week

Income Tax Audit Representation

MFS manages the audit process from beginning to end, ensuring that we minimize our client’s burden to the fullest extent possible. We handle the arduous process of producing records for the state and securing files required to build the case, determining which issues merit an appeal and the likelihood of success for each.


We also manage the day-to-day information flow between our client and the taxing authority to ensure timely, complete, and accurate responses and assist with accelerated dispute resolution processes to reduce the costs and other burdens associated with audit defense activities. As needed, we meet with auditors, dispute resolution officers, administrative hearings attorneys, and other agents to clearly identify all positions that impact our client’s ability to achieve a favorable outcome.


Our comprehensive range of audit representation services includes...

  • Audit coordination

  • Audit review and opportunity assessment

  • Audit sampling analysis and evaluation

  • Controversies and appeals

  • Responses for information and document requests

  • Risk assessments

  • Tax audit representation

  • Tax compliance and reporting evaluation

  • Taxability determinations

  • Voluntary disclosure and registration

Online Shop Business Partners

Small Business Services
and Advice

From Startup to Maturity

MFS provides the following business services...


  • Recordkeeping support

  • Payroll setup, maintenance and advice

  • Business entity advice and setup

  • Business tax planning and preparation

  • Retirement plan selection and set up

bottom of page